InR Advisors is now part of CBIZ, one of the nation’s Top 100 Plan Advisers.   Please click here for more information.

Privacy Policy 1/06/2015

This site is operated by InR Advisory Services, LLC (referred to herein as “we,” “us,” or “our”).

This policy covers how we treat personal information that we collect and receive, including information related to your past use of our products and services. Personal information about you that is personally identifiable like your name, address, or phone number, and is not otherwise publicly available. This policy does not apply to the practices of companies that we do not own or control or to people that we do not employ or manage.

Changes to Privacy Policy

As we are constantly enhancing the services that we provide to users of this site, this Privacy Policy will also continue to change to match the services we make available. As such, we reserve the right to change this statement to match the services we provide.

If we make any material change to this statement, we will change the date at the top of this statement to reflect the effective date of change. When you visit our site or use our services, please check the date of this Privacy Policy to ensure you are aware of any updates.

Your Consent

By using our Web site, you consent to the collection and use of information as set forth in this Privacy Policy. You also acknowledge our right to change this Privacy Policy, without prior notification, and our commitment to post any such changes on this page so that you are fully informed of the types of information we collect, how we use it, and under what circumstances, if any, it is disclosed.

Information Collection and Use

If you give us personal information in order to receive information from us, such as brochures, newsletters, or information about the products and services that we promote on this site, we collect and store that information. Such personal information enables us to fulfill your information request. We collect no personal information unless you voluntarily supply it. We may combine information about you that we receive from you with information we obtain from business partners or other companies.

We may ask for information such as your name, email address, postal address, age and gender. Once you provide personal information to us, you are not anonymous to us.

We automatically receive and record information on our server logs from your browser, including IP address, cookie information, and the page you request.

We use information for the following general purposes: to customize the advertising and content you see, fulfill your requests for information, improve our services, and contact you. We may also use information to send offers to you or to groups of users of our site on behalf of our marketing partners. If you do not want to receive these valuable offers, you need to unsubscribe from our email list. Additionally, as described more fully below in the section captioned “Information Sharing and Disclosure,” we may provide information to third-party partners.


We believe that choice is one of the most important privacy principles. You have the choice not to submit any personal information to us (although under such circumstances you would be unable to ask us to send you information or promotional materials). You also may choose to submit only those mandatory fields of data absolutely required for requesting information or promotional materials on our Web site.

Likewise, should you prefer not to receive email communications from us or from third parties with whom we might share personal information, we provide a mechanism for opting out of this service during your sign-up procedure by unchecking the box that states “Yes, please send me info about InR”. Additionally, each email message we send you will provide a link to unsubscribe.

Please note that you will not be able to opt out with regard to the collection and disclosure of aggregate information. Such information does not include anything personally identifiable, however, and simply reflects statistical analysis of various aspects of site usage.

Information Sharing and Disclosure

We do not rent, sell, or share personal information about you with other people or nonaffiliated companies except to provide products or services you’ve requested, when we have your permission, or under the following circumstances:

– We may share information with third parties if the information is not personal information or is not personally identifiable. Aggregate data, composite tracking information generated by cookies, clickstream data, and statistical information that does not include personal information, are not personally identifiable.

– We provide the information to trusted partners who work on behalf of or with us under confidentiality agreements. These companies may use your personal information to help us communicate with you about offers from our marketing partners and us.

– We respond to subpoenas, court orders, or legal process, or to establish or exercise our legal rights or defend against legal claims. We also reserve the right to release contact and other information about you to (i) comply with the law, (ii) cooperate with state and federal regulatory agency investigations and/or (iii) protect our legal rights or the legal rights of others.

– We transfer information about you if we are acquired by or merged with another company. In this event, we will notify you before information about you is transferred in this manner and becomes subject to a different privacy policy.


“Cookies” are small data files stored on your own computer. They are generated by Web sites such as our site to provide users with a personalized and enhanced online experience. By assigning and storing a unique user name cookie on your computer, we are able to offer you personalized collection, filtering, and delivery of information that we feel will be of the greatest interest and value to you, and we are able to save you the trouble of re-entering your personal information each time you wish to request information or promotional materials from us on the Web site. Overall, aggregated usage information helps us to improve the services that we provide by showing us how different areas of the Web site are being used.

Be assured that cookies, by themselves, cannot be used to reveal or discover the identity of the individual user; your acceptance of our cookie will not compromise your anonymity while using our Web site. This includes not only our Web site’s original content, but also advertisements especially targeted to you in accordance with your content preferences and traffic patterns, as revealed by the cookie.

If you choose to reject the cookie, you may still pursue and experience the Web site, although certain function and applications may be disallowed as a result, and you will not benefit from the personalized and enhanced services discussed throughout this policy.

Clickstream Tracking

A “clickstream” or “clickstream data” reflect the specific Web pages visited by an individual user, and, importantly, the manner or traffic pattern by which a user moves from one Web page to another. We track and use this information to understand how our users’ habits are similar or different from one another and specifically to personalize the content and promotions that you and other users will see on our Web site. Clickstream data does not contain or reveal any personally identifiable information about the user. We may provide clickstream data or reports based on clickstream data to third parties for research purposes.


This Web site may contain links to other sites. We encourage you to be aware when you leave our site and to read the privacy statements of each and every Web site that collects personally identifiable information about the user. We may provide clickstream data or reports based on clickstream data to third parties for research purposes.

Offline Activities

This privacy policy applies only to our online activities at our site and specifically is not applicable to any offline activities in which me may participate.

Deleting Your Information

Should you at any time desire to remove your name and related information from our list of users, please click here to contact us. After receipt of your request, we will remove your personal information from our records as soon as commercially reasonable.


We have physical, electronic, and procedural safeguards that comply with the federal regulations to protect personal information about you.

Questions about this Privacy Policy

If you have any questions about your information or this privacy policy, please contact our privacy administrator at:

Legal + Copyright Notices

The works of authorship contained in this World Wide Web site in the domain “” (the “Site”), including but not limited to all design, text and images are owned, except as otherwise expressly stated, by InR Advisory Services LLC., or one of its affiliates, and may not be copied, reproduced, transmitted, displayed, performed, distributed, rented, sublicensed, altered, stored for subsequent use or otherwise used in whole or in part in any manner without InR’s prior written consent, except to the extent that such use constitutes “fair use” under the Copyright Act of 1976 (17 U.S.C. § 107), as amended, and except for one temporary copy in a single computer’s memory and one unaltered permanent copy to be used by the viewer for personal and non-commercial use only, with an attached copy of this page containing InR’s legal and privacy notices and disclaimer.

Some of the photographic images used in this Web site were provided under license from the following entities with all rights reserved.
You may provide a hypertext link to this Site on another Web site, provided that (a) the link must be a text-only link clearly marked “InR Home Page,” (b) the appearance, position and other aspects of the link may not be such as to damage or dilute the goodwill associated with InR’s name and trademarks, (c) the appearance, position and other aspects of the link may not create the false appearance that an entity is associated with or sponsored by InR, (d) the link, when activated by a user, must display this site full screen and not within a “frame” on the linked Web site, and (e) InR reserves the right to revoke its consent to the link at any time in its sole discretion.

Legal Disclosures

This Site is operated by InR Advisory Services, LLC. (referred to herein as “we,” “us,” or “our”).

The information on this Site is provided “as is” and without warranty of any kind, expressed or implied, including (but not limited to) any implied warranties of merchantability, fitness for any particular purpose, or non-infringement. While the information provided is believed to be accurate, it may contain errors or inaccuracies. Accordingly, by using this information, you agree that neither we nor our subsidiaries, agents, officers, directors, employees and insurers are responsible for any errors on this Site, or are liable for damages of any kind, including (but not limited to) consequential or special damages resulting from your use or access.

We do not make any representations concerning the content of any site listed or linked to our Site. Consequently, we can not be held responsible for the accuracy, relevance, copyright compliance, legality, or decency of material contained in sites listed in our search results or otherwise linked to our Site.