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InR Value

InR Process

We're dedicated to steering clients to make their financial goals a reality, providing employees with peace of mind during their working years—and a secure transition into retirement.

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InR Service Standard

We design an Asset Allocation Model Portfolio based on risk tolerance, retirement age, and financial needs to reach a targeted destination. We support these portfolios by using low cost passive index products, fully disclosing all fees, and assuming fiduciary responsibility for the investments.

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InR Total Market Approach

Research shows that over 90% of an investor’s investment results are determined by the asset allocation utilized. At InR, we work diligently to develop the asset allocation strategy to fit the needs of our investors, and to then use the low-cost, passive investment products from firms like Vanguard® to populate the desired asset classes—navigating the retirement landscape.

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Asset Allocation Model

457 | 401(k) | 403(b)

Retirement plans for government, non-profit, public- and private-sector, faith based, K-12
and higher education employees. Easy for plan sponsors and participants.

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Pensions

InR's significant experience in defined benefit pensions and investment advisory services helps
to assist our clients in getting the utmost in full-service plan management

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Traditional and Roth

InR Advisory Services has achieved success by bringing the same institutional approach used in
large pension management to individual clients for Traditional and Roth IRAs.

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Resource Center

Access to educational articles, tools, tutorials, webinars and videos to guide plan sponsors and participants in making the best decisions to reach retirement goals

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Now is the time for all good men to come to the aid of their country.

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Our Partners

Mary Layden

Administrative Assistant

Mary Layden

Administrative Assistant

Mary Layden is InR’s Administrative Assistant. Mary is responsible for InR’s front office administration. Mary is responsible for initial client contact, follow up and administrative support at InR.

Email: mlayden@inradvisors.com
Phone:

Missy Martin

Trading Assistant and Technology Liaison

Missy Martin

Trading Assistant and Technology Liaison

Missy Martin is InR Advisory's Trader and Technology Liaison. Missy is responsible for trading, documentation, and account rebalancing of InR’s municipal clients and individual clients. Missy is a member of InR Advisory’s Investment Committee.

As InR’s technology liaison, Missy works with InR’s technology partners such as TD Ameritrade, Redtail, Riskalyze and Morningstar. Prior to joining InR in 2014, Missy has spent over 25 years in the investment advisory business at Merrill Lynch Capital Markets, Instinet Corporation and Ascendant Capital Partners.

Email: mmartin@inradvisors.com
Phone:

Jeannine O’Malley

Account Executive

Jeannine O’Malley

Account Executive

Jeannine O’Malley is an Account Executive at InR Advisors. Jeannine is in charge of the day-to-day administrative functions necessary to keep our defined contribution plans running smoothly. Her duties include handling the inquiries from plan participants, working closely with the administrative staff of our various clients, and communicating with our recordkeeping firm to facilitate the administration of our defined contribution plans. She is instrumental in obtaining information related to participant requests and the needs of our clients. Jeannine quarterbacks administrative issues from beginning to end. She is in constant contact with representatives at our recordkeeping and custodial firms.

Email: jomalley@inradvisors.com
Phone:

Francine M. Glackin

Operations Manager

Francine M. Glackin

Operations Manager

Francine has been with InR since its inception in 1992. Fran is the Director of Human Resources as well as the compliance and legal liaison for the firm. Fran oversees the sales and administrative departments in all aspects of sales and production. Fran is securities registered and insurance licensed. Fran is also a Notary Public for the Commonwealth of PA.

Email: fglackin@inradvisors.com
Phone:

Rich Ritzer, CFP®

Vice President

Rich Ritzer, CFP®

Vice President

Rich is a Vice President at InR Advisory Services. He began his working career at the Vanguard Group and has a solid foundation in the benefits of indexed investing. Prior to joining InR, Rich worked as an Investment Advisor at a local Investment Advisory Firm where he consulted with retirement plan sponsors and plan participants.

Email: rritzer@inradvisors.com
Phone: